Buy gemstones: Tested, certified & reputable
- This is how you can buy gems and invest in them
- For these reasons, you should buy gems
- Where can I buy gems?
- What gems are there to buy?
- Additional costs when buying gemstones
- Interesting facts about gemstones
HOW TO BUY AND INVEST IN GEMS
An investment in gemstones is ideally suited to secure assets in the long term. An investment portfolio can also be supplemented and diversified. However, if you want to buy gemstones in order to speculate on a rising gemstone price and thus achieve capital gains, buying gemstones is less advisable.
THESE REASONS YOU SHOULD BUY GEMSTONES
Buying physical gems protects assets against various risks. For example, rising inflation, a financial crash, or even a currency collapse. The purchase of gemstones is a good choice for this asset protection, as they have proven to be a stable form of investment for centuries. If one day paper money is no longer worth anything, gemstones will still have value. In better times you can sell them again.
Depending on your personal security needs, experts advise buying gemstones with around 10–15 percent of your own wealth. The minimum investment for real investment gems starts at around 15,000 euros. Buying gemstones is therefore not recommended for smaller fortunes.
In addition to wealth protection, you can also benefit from other advantages when you buy gemstones. Unlike gold, there is no state registration requirement. Gemstones also do not have to be declared on the income tax return.
GEMS AS AN ESCAPE CURRENCY
Precious stones represent the ideal escape currency, as they have an extremely high value density. In an emergency, a small stone with a value of 15,000–20,000 euros in your trouser pocket can be transported easily and unnoticed across any border and through any airport scanner.
Due to their natural scarcity, gemstones also provide real protection against inflation. That’s why the carat price of investment gems has practically never fallen in the last hundred years.
Since precious stones, in contrast to real estate, do not require any maintenance, they are ideally suited to preserving and securing values for generations.
WHERE CAN I BUY GEMS?
Although there is the possibility of buying gemstones from jewelers or online, these are often not investment-grade. Bargain offers, especially on auction platforms, often contain glass imitations or poor quality stones.
Check for lab reports and the “4 Cs”: Clarity, Carat, Cut, and Color. Recognized labs include DSEF, Gübelin, and SSEF. Appraisals should come from court-certified experts.
WHAT GEMS CAN YOU BUY?
Only cut gemstones should be considered for investment. Recommended stones: sapphires, rubies, emeralds, tanzanite, aquamarine, and peridot. Always insist on sealed packaging with matching serial numbers and lab reports.
Since gemstones are bought anonymously and without reporting requirements (like gold), one has to think about the best and safest storage. Consider a secure location or deposit box.
BEWARE OF A BANK LOCKER
Bank safe deposit boxes can be reported to authorities or accessed in emergencies. Consider private storage providers or even well-concealed home storage solutions (e.g. buried).
ADDITIONAL COSTS WHEN PURCHASING A GEMSTONE
The acquisition of high-quality gemstones always involves additional costs. These are primarily incurred for the valuation reports and the laboratory reports. Finally, the storage costs have to be taken into account. Storage at home is much cheaper, but also much more risky than storage in a locker or bank vault.
THINGS TO KNOW ABOUT GEMS
Gems have fascinated humanity for millennia. Men were once the primary wearers. Rarity and natural formation add to their value. For example, only 2 kg of high-quality rubies are mined per year, compared to 1,500 tons of gold.
