Gold has historically proven to be an effective hedge against inflation because its value tends to rise with the cost of living.

Gold is recognized worldwide as an investment and is not dependent on the stability of a particular currency, which makes it a good hedge against currency devaluation or currency reform.

In times of political and economic uncertainty, investors tend to invest in gold, which can lead to an increase in value.

Including gold in an investment portfolio can help diversify and reduce risk, as the price of gold often moves independently of stock or bond markets.

Unlike other forms of investment such as bonds or dividend stocks, gold does not generate ongoing income.

Physical gold must be stored securely and insured, which can incur additional costs. Above a certain size, the weight or size volume becomes difficult to store or transport.

Although gold is viewed by the public as a safe haven, its price can be volatile or fall sharply in the short term, which can be risky for investors seeking profits. Specifically: The previous high price of gold in 1980 was not reached again until 2009 after losses. That means it took over 29 years for him to recover.

Selling physical gold can be more cumbersome than selling securities, which can limit liquidity compared to other investments.

Beim Kauf von physischem Gold kann es zu Preisabweichungen zwischen dem aktuellen Marktpreis (Spotpreis) und dem Kaufpreis kommen, der zusätzliche Aufschläge für Herstellung, Vertrieb und Händlermargen einschließen kann. Diese Aufschläge sind nicht immer vollständig transparent, was die Kostenkalkulation erschwert.

Valuing gold, especially in the form of jewelry or collector coins, can be difficult for laypeople without the appropriate expertise. Authenticity and fineness must be verified, which can be challenging without specialist knowledge and may incur additional costs for appraisals or certifications.

Another disadvantage that should be considered when investing in gold is the current reporting requirements for certain transactions and holdings. Depending on the legal requirements of the respective country, traders and investors may be required to report the purchase or possession of gold above certain amounts to the relevant tax authorities. These requirements may exist for a variety of reasons, including:
Preventing money laundering: Many countries have introduced laws aimed at combating money laundering and the financing of terrorism. These may require investors to declare purchases of physical gold that exceed certain thresholds.
Tax transparency: To prevent tax evasion and ensure tax transparency, some countries may require gold ownership and transactions to be reported. This can be particularly relevant when it comes to larger investments or when gold is held as part of a larger portfolio.
Ownership limits and general gold ban: In some cases, governments may set ownership limits or a total ban on physical gold to ensure overall economic stability or prevent capital flight. Exceedances of these limits may have to be reported or may even be prohibited altogether if a gold ban is imposed.
Historically, this has actually happened twice in Germany (1933-1945 and 1948). In the USA there was even a very long-lasting gold ban in the past, namely from 1933-1974.
In Germany, the limit for the amount of gold purchased anonymously (= so-called “over-the-counter transaction”) has been repeatedly lowered by the government. Before 2020, it was still possible for a private individual to buy gold anonymously (cash for precious metal) from dealers for up to 10,000 euros. Then, from January 1, 2020, this exemption was drastically reduced to just 2,000 euros per person and transaction. Nobody can predict today where things will go in the future, i.e. whether there will be further reductions in the tax-free allowance or whether anonymous gold purchases will even be banned altogether.

Failure to comply with these reporting obligations may result in serious consequences, including penalties, fines or other legal consequences. It is therefore important for investors to stay informed about local laws and regulations regarding the purchase and ownership of gold and to make required reports in a timely and accurate manner.
In summary, the reporting requirement for gold investments can represent an additional administrative hurdle and poses potential legal and financial risks if these requirements are not met. Investors should therefore always ensure that they act in accordance with applicable laws and regulations.

Colored gemstones, including rubies, sapphires, emeralds and many others, have a long history around the world as coveted objects of beauty and value. Their rarity, durability and incomparable variety of colors make them an attractive investment. Unlike gold, whose price can fluctuate widely on world markets, colored gemstones offer a certain stability and have the potential to increase in value, especially if they are of exceptional quality and there is high demand and low supply. Investment-quality gemstones have been steadily increasing in value for years. A well-composed portfolio by a qualified company can achieve value increases of between 10_12% pa

One of the key strategies for successful investing is diversification. By including colored gemstones as a real asset in your portfolio, you can reduce your risk because the performance of investment gemstones does not directly correlate with traditional financial markets or the price of gold. This means they can provide an alternative, valuable hedge in times of financial uncertainty or a decline in the price of gold. Colored gemstones have proven for centuries that they retain their value even across the times and crises of the world, across generations, so to speak. Far away from currency reforms, wars, crashes and digital upheavals.

Colored gemstones have enormous potential for increasing in value, especially for rare and high-quality specimens of investment quality. The prices for these colored gemstones always result from the sum of the 4 C’s, i.e. “cut”, color, carat, clarity of the respective stone. Since their formation in the earth takes thousands to millions of years and the perfect interplay of many gemmological factors, there is a natural scarcity here per se. By investing in them, you are effectively following the so-called scarcity principle. In addition, the growing demand for luxurious and unique jewelry worldwide has led to an increase in the prices of high-quality colored gemstones.

Investment colored gemstones offer you real, natural protection against inflation for your assets by maintaining their value while increasing in value every year (scarcity principle). They are not a product of a central bank, government or single currency.

The colored gemstones are ultimately your own, direct or indirect property. A real remaining asset. You are “literally” holding it in your own hands.

In many countries, there are no specific reporting requirements for the purchase or possession of colored gemstones by governments, as long as they are held for private purposes and not for money laundering.
Colored gemstones are less likely to fall under the same strict regulations as gold, which is often directly linked to financial systems and currency collateral.

Although colored gemstones are generally less regulated, profits from the sale of gemstones may be subject to tax, depending on the country. Investors should inform themselves about the tax obligations in their country of residence.
Tax treatment may vary depending on whether colored gemstones are held as part of a business venture or as a private investment.

Owning colored gemstones can offer greater anonymity and privacy than other forms of investment, as transactions can often be conducted privately and without direct registration with government agencies.
This feature can be attractive for investors who value discretion, but the legal framework should always be observed.

Colored gemstones can be transported and carried with you in a relaxed and compact manner in both calm and turbulent times. So to speak, “the property” for your trouser pocket or handbag. Small, handy, inconspicuous.

You condense your wealth into a small space by investing in investment colored gemstones. Just a few carats can be worth several thousand euros. Compared to precious metals such as gold or even silver, they require little space in safes or high-security warehouses.