Investment-grade colored gemstones can be understood as physical assets within a strategic asset portfolio.

They combine natural scarcity with high value density and a quality-driven market structure.

As a provider of structured real assets, we explain the criteria used to select and value untreated colored gemstones. The goal is a transparent, long-term oriented asset allocation.

Investment gemstones are not a financial product in the strict sense; they are individually allocated tangible assets with documented quality testing and pricing.

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Selective investment universe:

Investment-grade colored gemstones represent a clearly defined quality category in the global market and make up only a small portion of total supply.

Unlike conventionally treated stones, only quality-tested, untreated specimens are selected. Objective criteria such as color, clarity, cut, and weight are decisive.

Valuation of investment-grade colored gemstones

Valuation is based on the retail replacement value and is performed by publicly appointed and sworn experts from the Chamber of Industry and Commerce.

Retail replacement value is the price at which a gemstone of equivalent quality would need to be purchased at retail today. It reflects a practical market reference and takes into account:

Retail replacement value does not reflect a theoretical list price; it reflects the real market reference value at which a comparable stone would be available under current market conditions.

In Germany, this value is determined by a publicly appointed and sworn expert of the Chamber of Industry and Commerce (IHK). It is recognized as a valuation basis by courts and insurance companies.

Long-term value development

Historical market observations indicate a long-term performance trend in high-quality segments. However, outcomes for individual stones always depend on quality and market conditions.

Investment-grade colored gemstones can therefore be considered a long-term asset with structural independence from traditional capital market mechanisms.

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